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Protect your home and belongings with comprehensive buildings and contents insurance. Whether you own or rent, we compare leading providers to help you find cover that suits your property and budget.

Important: Insurers may have conditions, limits, and exclusions. Always read the policy documents carefully.

    Buildings & Contents Insurance Types

    • Buildings Insurance:

    • Covers the structure of your home, including walls, roof, floors, and permanent fixtures like bathrooms and kitchens.

    • Contents Insurance:

    • Protects your personal belongings inside the home, such as furniture, electronics, and clothing.

    • Combined Buildings and Contents Insurance:

    • Provides both types of cover under one policy—often more convenient and cost-effective for homeowners.

    Buildings & Contents Insurance – Claim Options

    Insurance for your home and belongings usually pays out in one of two ways following a valid claim.

    • Replacement or Repair (New-for-Old):

    • Covers the cost of repairing damage or replacing stolen/damaged items with new equivalents.

    • Cash Settlement:

    • Provides a cash payout instead of repair or replacement—based on the value of the damaged/lost item or repair costs.

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