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Critical Illness Cover
Life is full of uncertainties, but a serious illness shouldn’t put your finances at risk. Critical Illness Cover ensures you have the financial support needed during tough times. At Optus Mortgages, we help you find the right policy to safeguard your future and peace of mind.
Warning:The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents. The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
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Tax-Free Lump Sum
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Customizable Plans
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Additional Benefits
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Trusted Providers
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Homeowners
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Families
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Families
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Self-Employed Individuals
Key Features of Critical Illness Cover
Protects against a range of serious illnesses, including life-threatening conditions.
Receive a one-time payout to manage medical expenses, mortgage payments, and daily costs.
Choose coverage tailored to your lifestyle, financial situation, and family needs.
Some policies include children's coverage, total disability protection, and income support.
We work with leading insurers to ensure you get the best policy at competitive rates.
Who Needs Critical Illness Cover?
Protect your mortgage payments in case of serious illness.
Ensure financial stability for your loved ones during challenging times.
Ensure financial stability for your loved ones during challenging times.
Safeguard your income if you’re unable to work.
