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Mortgage Protection
We can help you secure mortgage protection cover to ensure your repayments are taken care of in the event of death, illness, or loss of income. Policies can be tailored to match your mortgage and personal circumstances.
Important: Mortgage protection is not a substitute for life insurance or income protection. Ensure your cover matches your financial obligations.
Warning:The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse. The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.
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Critical Illness Mortgage Protection:
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Income Protection Mortgage Cover:
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Decreasing Term Life Cover:
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Level Term Life Cover:
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Critical Illness Cover:
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Income Protection Mortgage Cover:
Mortgage Protection Insurance Types
Pays off your mortgage if you die during the policy term. Often set up as decreasing term cover to match your mortgage balance.
Pays out if you’re diagnosed with a specified critical illness, allowing you to repay or reduce your mortgage debt.
Replaces a portion of your income if you’re unable to work due to illness or injury, helping you keep up with mortgage payments.
Mortgage Protection – Payout Types
Mortgage protection plans help ensure your mortgage is covered in specific life events.
Designed to pay off a repayment mortgage. The payout reduces over time in line with your loan balance.
Pays a fixed lump sum that remains the same throughout the policy term. Suitable for interest-only mortgages or additional family protection.
Pays out a lump sum if you are diagnosed with a covered serious illness. Can be used to pay off or reduce your mortgage balance.
Pays a monthly benefit to help cover mortgage payments if you're unable to work due to illness or injury.
