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Remortgage
Remortgaging allows you to switch your existing mortgage to a new deal, either with your current lender or a different one. Whether you want to lower your interest rate, release equity, or adjust your mortgage terms, we can help you find the best solution.
Important: Your home may be repossessed if you do not keep up with mortgage repayments.
Warning:Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it
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Change Mortgage Terms
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Avoid Standard Variable Rates (SVR)
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Capital Repayment Mortgage:
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Interest-Only Mortgage:
Why Remortgage?
Secure a better deal and reduce your monthly payments.
Access funds tied up in your property for home improvements, investments, or other financial needs.
Adjust your repayment period or switch between interest-only and repayment options.
If your fixed-term deal ends, remortgaging can help you avoid higher rates.
Repayment Options
A mortgage generally offers two repayment options: capital repayment and interest-only. Understanding these choices is essential.
Your monthly payments cover both capital and interest, ensuring the loan is fully repaid by the end of the term.
You pay only the interest each month, keeping the capital debt unchanged. Lenders require proof of how you'll repay the loan later, making this option popular for buy-to-let mortgages.
